Terms of Use

Effective July 6, 2026

Using nazarinia.com means you accept these terms.

What this site is

Information about payment processing, POS systems, and the services I offer, plus free tools like the fee calculator. All of it is general information, and none of it is legal, tax, or financial advice. References to California pricing law (SB 478) describe the landscape; your situation belongs with your attorney.

Calculators and savings figures

Every number the calculators produce, and every savings example on this site, is an estimate. Real numbers come from a review of your actual statement, and results differ by business. No figure on this site is a promise of what you will save.

Free reviews

The statement review is free and puts you under no obligation. Sending a statement does not create a client relationship until we both sign paperwork that says so.

My content

The text, tools, design, and graphics here belong to Robert Nazarinia. Use the site for evaluating my services, and do not copy, scrape, or republish the content or tools without written permission.

No warranties, limited liability

The site is provided as is. I work to keep it accurate and available, and I do not guarantee either. To the fullest extent California law allows, my liability for any claim arising from your use of this free site is limited to $100.

Governing law

California law governs these terms, and any dispute belongs to the state or federal courts sitting in San Diego County, California.

Changes

Updated terms go up here with a new effective date, and your continued use accepts them.